|
Main interest rates
- Debit interest rates applied to any form of financing are freely fixed by banks and negotiated with their customers, except those applied by the Tunisian Solidarity Bank (BTS).
-Currently applied rates are :
min = TMM
max = TMM+7 points
cf. retrospective series of money market monthly average rate (TMM)
-the rate applied to home financing by the Housing Bank (BH), for holders of housing savings passbook amounts to 5.75%.
- Credit interest rates are freely set except for the following categories of deposits :
- The interest rate applied to sight accounts and to any deposit or placement in dinar for a period of less than 3 months, is ceiled at 2%,
- Starting on 1stApril 2008, the rate of remuneration rate for special savings accounts (TRE) open at banks or the postal savings centre (CEP) was freely set. Yet, this rate must not be below the savings remuneration rate (TRE) which is equal to the money market rate (TMM) of the previous month minus 2 percentage points. This remuneration is automatically adjusted each time the money market average rate varies by at least 1/4 of a percentage point.
cf. retrospective series of savings remuneration rate (TRE)
- Rate applied to deposits in foreign accounts in convertible dinars by Tunisian private individuals living abroad and in special accounts in convertible dinars must be at least equal to TMM of the considered period minus 2 percentage points,
- Rate applied by BH to holders of housing savings passbook is fixed at 4.25%,
- Legal interest rate in civil field which has been fixed since 15 February 1983, is 7%,
-
-
-
Weighted average rate (TMP) of short-term Treasury bonds (B.T.C.T.) for the last auctions (in % per year)
|
Description |
Date of the last
auction |
Line |
TMP |
|
52 weeks |
|
05/03/2009 |
02/03/2010 |
4.112 |
|
19/03/2009 |
06/04/2010 |
4.142 |
|
30/04/2009 |
11/05/2010 |
4.164 |
|
16/07/2009 |
08/07/2010 |
4.150 |
|
06/08/2009 |
10/08/2010 |
4.178 |
|
24/09/2009 |
07/09/2010 |
4.194 |
|
15/10/2009 |
12/10/2010 |
4.200 |
|
26/11/2009 |
16/11/2010 |
4.200 |
|
28/01/2010 |
18/01/2011 |
4.224 |
|
04/03/2010 |
01/03/2011 |
4.220 |
- Weighted average rate (TMP) of bonds equivalent to Treasury bonds (B,T,A) for the last auction (in % per year)
|
Description |
Date of the
last auction |
Line |
TMP |
|
2 years |
01/12/2009 |
August 2011 |
4.319 |
|
4 years |
02/03/2010 |
March 2013 |
4.471 |
|
6 years |
04/11/2008 |
March 2012 |
5.617 |
|
7 years |
03/02/2009 |
October 2013 |
5.239 |
|
02/03/2010 |
March 2016 |
4.740 |
|
10 years |
04/04/2006 |
April 2010 |
5.557 |
|
07/12/2004 |
April 2014 |
6.963 |
|
03/01/2007 |
February 2015 |
6.619 |
|
04/11/2008 |
October 2016 |
6.378 |
|
03/02/2009 |
July 2017 |
5.672 |
|
02/12/2008 |
December 2018 |
6.428 |
|
02/03/2010 |
March 2019 |
5.161 |
|
12 years |
02/12/2003 |
July 2014 |
8.126 |
|
15 years |
03/02/2009 |
May 2022 |
6.192 |
- For transferable Treasury bonds (BTC) and Treasury bonds negotiable on the stock exchange (BTNB) , the last issues are dated October 1999 and December 1997 respectively,
|
|
|
