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Main interest rates
cf. retrospective series of money market monthly average rate (TMM)
-the rate applied to home financing by the Housing Bank (BH), for holders of housing savings passbook amounts to 5.75%.
- Credit interest rates are freely set except for the following categories of deposits :
- The interest rate applied to sight accounts and to any deposit or placement in dinar for a period of less than 3 months, is ceiled at 2%,
- Starting on 1st April 2008, the rate of remuneration rate for special savings accounts (TRE) open at banks or the postal savings centre (CEP) was freely set. Yet, this rate must not be below 2% as fixed by article 36 of the BCT circular to banks n° 91-22 of 17 December 1991 as modified by the first article of the BCT circular to banks n°2011-11 of 19 September 2011 cf. retrospective series of savings remuneration rate (TRE)
- Rate applied to deposits in foreign accounts in convertible dinars by Tunisian private individuals living abroad and in special accounts in convertible dinars must be at least equal to TMM of the considered period minus 2 percentage points,
- Rate applied by BH to holders of housing savings passbook is fixed at 4.25%,
- Legal interest rate in civil field which has been fixed since 15 February 1983, is 7%,
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Weighted average rate (TMP) of short-term Treasury bonds (B.T.C.T.) for the last auctions (in % per year)
|
Description |
Date of the last auction |
Line |
TMP |
|
13 weeks |
13/09/2011 |
04/09/2012 |
4.121 |
|
26 weeks |
12/01/2012 |
17/07/2012 |
4,000 |
|
52 weeks
|
|
10/03/2010 |
28/02/2012 |
4.683 |
|
31/03/2011 |
27/03/2012 |
4.700 |
|
09/06/2011 |
24/04/2012 |
4.720 |
|
28/07/2011 |
07/08/2012 |
4.610 |
|
29/09/2011 |
02/10/2012 |
4.150 |
|
10/11/2011 |
27/112012 |
4.150 |
|
22/12/2011 |
25/12/2012 |
4.120 |
|
12/01/2012 |
15/01/2013 |
4.133 |
|
Description |
Date of the last auction |
Line |
TMP |
|
4 years |
06/09/2011 |
March 2013 |
5.156 |
|
4 years |
03/01/2012 |
October 2015 |
5.543 |
|
6 years |
04/11/2008 |
March 2012 |
5.617 |
|
7 years |
03/02/2009 |
October 2013 |
5.239 |
|
7 years |
06/09/2011 |
March 2016 |
6.082 |
|
03/01/2012 |
October 2018 |
6.123 |
|
10 years |
07/12/2004 |
April 2014 |
6.963 |
|
03/01/2007 |
February 2015 |
6.619 |
|
04/11/2008 |
October 2016 |
6.378 |
|
03/02/2009 |
July 2017 |
5.672 |
|
02/12/2008 |
December 2018 |
6.428 |
|
06/09/2011 |
March 2019 |
6.170 |
|
12 years |
02/12/2003 |
July 2014 |
8.126 |
|
03/01/2012 |
August 2022 |
6.201 |
|
15 years |
07/06/2009 |
May 2022 |
6.201 |
|
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