Statistics > Interest rates > Main interest rates

Main interest rates



 

  • Debit interest rates applied to any form of financing are freely fixed by banks and negotiated with their customers, except those applied by the Tunisian Solidarity Bank (BTS).

    -Currently applied rates are :

        min = TMM 
        max = TMM+7 points

cf.  retrospective series of money market monthly average rate (TMM)  

-the rate applied to home  financing by the Housing Bank (BH), for holders of housing savings passbook amounts to  5.75%.

  • Credit interest rates are freely set except for the following categories of deposits :

    - The interest rate applied to sight accounts and to any deposit or placement in dinar for a period of less than 3 months, is ceiled at 2%,

-  Starting on 1st April 2008, the rate of remuneration rate for special savings accounts (TRE) open at banks or the postal savings centre (CEP) was freely set. Yet, this rate must not be below 5.00% as fixed by article 36 of the BCT circular to banks n° 91-22 of 17 December 1991.
cf. retrospective series of savings remuneration rate (TRE) 

- Rate applied to deposits in foreign accounts in convertible dinars by Tunisian private individuals living abroad and in special accounts in convertible dinars must be at least equal to TMM of the considered period minus 2 percentage points,

- Rate applied by BH to holders of housing savings passbook is fixed at 4.25%, 
 

 

Description

Date of the last
 auction

Line

TMP

13 weeks

07/03/2018 06/06/2018 6.10

26 weeks

15/01/2020 15/07/2020 7.97

 52 weeks

21/01/2020 02/02/2021 8.24

 

  • Weighted average rate (TMP) of bonds equivalent to Treasury bonds (B,T,A) for the last auction  (in % per year)

         

Description

Date of
the last auction 

Line 

       TMP      

 4 years

24/07/2018

November 2021

8.500

03/01/2018

  June 2021

 6.584

6 years

24/07/2018

January 2021

6.228

26/02/2019

February 2022

8.844

09/10/2018

June 2023

8.555

 7 years

15/05/2013

October 2018

6.080

14/10/2014

February 2020

6,174

10/12/2014

October 2020

6.397

30/11/2016

October 2023

7.175

 11/12/2019

June 2025 

9.874 

 7-year national debenture loan - Class B 

June 2014

June 2021

6.601

 8 years

09/10/2018

April 2023

8.534

15/02/2017

January 2024

7.354

 10 years

02/01/2018

March 2027

7.504

09/08/2017

March 2026

7.754

09/03/2016

April 2024

6.684

11/12/2019

July 2028

9.839

 10-year national debenture loan - Class C 

June 2014

June  2024

6.350

 11 years

11/05/2016

October 2026

6.799

 12 years
 

09/10/2018

August 2022

8.461

 15/03/2017

 April 2028 

 7.704

 15 years

26/02/2019

May 2022

8.904

11/12/2019

July 2032

9.987

  • For transferable Treasury bonds (BTC) and Treasury bonds negotiable on the stock exchange (BTNB) , the last issues are dated October 1999 and December 1997 respectively, 

 

The main interest rates applied on the money market